The basics of personal finance include budgeting, saving, investing, and managing debt. Here are some tips for managing money:

1. Create a budget: Create a monthly budget that outlines your income and expenses.

2. Save money: Save a portion of your income for emergencies, retirement or any other financial goals you may have.

3. Live below your means: Avoid spending more than you earn and live within your means.

4. Invest: Begin investing early, start small, and diversify your portfolio.

5. Pay off debt: Prioritize paying off debt, especially high-interest debt.

6. Monitor your credit score: Keep track of your credit score and try to improve it as much as possible.

7. Avoid impulse purchases: Consider any purchase carefully before making it.

8. Seek help: If you’re struggling with managing money, seek help from a financial advisor or credit counselor.